Saturday, 27 September 2014

#280: Pay down my debt

One of the things I'm most proud of achieving in the aftermath of my break-up was that I was able to buy my Ex out of the home we bought jointly, renovated together and lived happily in for 5+ years. No relationship is perfect, and obviously ours had some fundamental problems (which I didn't see at the time), but despite all that I absolutely loved my life and my home was a big reason for that. One of the things that made the initial stages of our split so terrifying and awful was the prospect of not only losing my love, but also losing my home and daily habits associated with it and where I lived.

While I was able to scrimp and stretch every last cent, it also required me to take on more debt. This was an absolute necessity at the time, but the debt is at a level that, long term, I'm not comfortable with. So earlier this year I put a budget together to help keep me on track and start saving enough to pay down meaningful chunks of debt for the next 3 years. I have a long way to go before I'm debt free, but I've passed a significant milestone in reducing the debt load I'm carrying.

Photo credit: iQoncept, Creativa Images / Shutterstock

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